CPA-prepared financial due diligence for SBA buyers, acquisition entrepreneurs, and lender-backed transactions. Independent earnings analysis designed to validate historical performance before closing.
Verification of recurring earnings capacity through meticulous add-back analysis.
Historical revenue trend validation and assessment of revenue quality.
Seller’s Discretionary Earnings verification for lower middle market transactions.
Detailed assessment of gross and operating margin stability by product line.
Identification of revenue reliance on top-tier accounts and associated risk profiles.
Analysis of liquidity normalization and historical working capital requirements.
Identification of non-recurring financial distortions and one-time expenses.
Standardized financial diligence packages structured for institutional underwriting.
Professional quality of earnings reports designed to support business acquisitions, SBA financing, and informed investment decisions.
Independent financial analysis prepared to help lenders evaluate the quality and sustainability of a business’s historical earnings.
Identify financial risks, normalize earnings, and gain a clearer understanding of the business before completing the acquisition.
Validate reported financial performance through detailed analysis of revenue, expenses, cash flow, and EBITDA adjustments.
Our Quality of Earnings process is designed to validate the financial health of a business before an acquisition. We analyze historical financial information, identify potential risks, and present normalized earnings to help buyers make informed decisions.
We review revenue, expenses, cash flow, and EBITDA adjustments to determine the true earning power of the business.
Our reports are structured to help buyers, lenders, and advisors move through due diligence with greater confidence and fewer surprises.
We analyze historical revenue to verify consistency, identify unusual trends, and confirm that reported sales accurately reflect business performance.
We review operating expenses, owner add-backs, and non-recurring costs to determine normalized earnings and identify items that could impact valuation.
Legacy Business Plans provides professional financial due diligence services based on agreed-upon procedures. These services do not constitute an audit or review conducted under Generally Accepted Auditing Standards (GAAS) or Generally Accepted Accounting Principles (GAAP). Our reports are prepared independently, remain confidential, and are intended solely for the use of the client and their authorized advisors or financing partners.
Entrepreneurs acquiring businesses with SBA 7(a) financing who require independent financial due diligence.
Investment professionals evaluating acquisition opportunities on behalf of investors and capital partners.
Self-funded and traditional searchers seeking independent verification of historical financial performance before closing.
Companies acquiring complementary businesses that require financial validation to support informed investment decisions.
While formats vary, most franchisors expect clear financial projections, market analysis, and operational strategies in a professional structure. A well-organised format also helps franchisors quickly assess your preparedness and alignment with their brand standards.
Lenders rely on franchise business plans to assess risk, projected ROI, cash flow, and long-term viability before approving loans. A strong plan builds lender confidence by clearly demonstrating repayment capability and sustainable profitability.
Yes, our franchise business plans are structured to meet SBA lender requirements, including financials and market analysis. They also address SBA-specific criteria such as management experience, cash flow coverage, and risk mitigation.
Institutional-grade financial due diligence led by transaction-focused CPAs and acquisition advisory professionals.
